Dealer said the add-ons were required?

01 / The charge you question

Separate the products from the car price

A GAP agreement, service contract or protection package may be a separate charge—or hard to locate in the total. If you were told it was required, preserve the quote and written messages alongside the contract.

The review lists products, prices, coverage forms and selections visible in your file. It flags missing forms, mismatched amounts and optionality language. A disputed charge alone does not establish a violation or guarantee a refund.

If you are also considering cancellation after a recent purchase, check the document checklist for a California used-car return.

02 / Current official rules

Optionality and benefit are separate questions

Rules operative October 1, 2026 address clear written optionality disclosures when a dealer makes written add-on representations during negotiations. They also prohibit charges for products that do not benefit the buyer, while allowing selected products that do.

What was represented, selected and covered are fact and document questions. We compare your file with official information; we do not declare every warranty, GAP product or dealer-installed item unlawful.

Checked October 3, 2026: Civil Code §1784.41 disclosures · §1784.42 add-on charges · §1784.31 definitions · DMV CARS Act summary · BCSA CARS Act announcement

03 / What to send

Your add-on review file

• Itemized buyer’s order and signed contract, including payment totals.
• GAP, warranty, service-contract and protection-product forms.
• Quote or written messages saying a product was required.
• A brief account of what you were told and which charge you question.

The output groups charges with supporting forms, flags missing coverage or price information, and lists questions for the dealer or provider. Any product cancellation process in your file is identified without promising a refund.

After payment, associate your Ko-fi account or receipt with the order and send readable, redacted copies through Ko-fi private messages. If attachments fail, use a restricted view-only link. Remove identity and account numbers, full signatures and home addresses; keep dates, amounts and terms readable.

04 / Before you pay

Questions about this review

Does an add-on charge mean I was scammed?

No. We compare charges, disclosures and coverage paperwork, flagging issues to clarify without deciding a legal violation.

Can you guarantee an add-on refund?

No. Any product cancellation process shown in your documents is identified, but no refund, cancellation or savings is guaranteed.

What does $39 include?

One private written document review with price and add-on flags, official information and an action checklist, within 24h after complete readable documents. Not legal advice.

05 / Related concerns

Choose the issue you need checked

The same $39 document review applies to these purchase concerns:

• 3-day return questions
• Dealer add-ons
• Quote or advertised-price mismatch
• Signed contract review

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